76

(56)
Ins.

I.E.
1) fire (soot & smoke?) → collison (tele. pole)→ loss

(IE = insured event)
I.E.
2) Coll. → fire → loss

In the chain of causation you've got an
insured event and an uninsured event — In
this situation the cts. use tort type
words — proximate cause, forseeability,
etc. — BUT WATCH OUT HERE,
NOT II
Ex: I burn down ID's barn. ID v.
(?) me: I'm liable.
ID v. IR — ID's got right to
recover

If not II to tort law, what will be
legal cause in ins. cases:
↴
(59 Mich. L. Rev 1) What ID reasonably expects when he
1461 buys policy.
(over))

2) Past cases have or have not included
this cause.