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owns hero through sickness, to safe the high interest and that I can take the lessons with the rest of the $25 in telegraphy and typewriting during the evening to get a better paying position. I assure you Madam, yes, I swear it on my honor and conscience by God the Allmighty that I will return the money to you prompt and honest with great thanks. It is impossible for me to help me myself, I only earn $24 per month, have to pay $16 for my room and board, $7.50 for interest, it left me only 50 cents.
By this I never in my life will be able to return the principal but if you, dearest Madam, would kindly lend me the money without interest, I will pay to you every month the $7.50 which I have to pay now for interest only and in a short time I will be out of debts. O! hear the great kindness, dear Madam, Help me Help me start a new life in the new year, help me on my feet again, God will bless you. You are rich, God gave you fortunes, O! please help a poor brother in Christ. I have seen better days, was wealthy myself and now, I am so poor and the worst of it, indebted. I has had a very poor and sad Christmas this year. O! Help me kindly with the loan, that I might start the new year with happiness, that I can start a new life. You are so good and generous to everybody. O! please have mercy.

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