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[Black and white illustrations of the front and back of coins]
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Pennies, p. 1597.
Shekel, p. 1939.

Money!
[title is centered]

Along with the shark's teeth, kindly given to us by Mr. Charles Stone, of Greenville, is a small coin.

Coins and money bring to mind many scenes of history. We think of Jesus upsetting the tables of the money changers in the Temple. We think of Judas casting the 30 pieces of silver, the betrayal price, at the feet of the chief priests.

We also think of the many human wrecks caused by an intense desire for wealth. The rules of life are so simple that most people will not believe them. If a man spends more than his income, It Means Ruin, yet many people do it. Everybody should form the habit of spending less than they get and saving something, if only 5¢ a month. It is a bad habit to borrow money, clothes, athletic goods from other boys. Learn self-denial and use what you have or do without.

Many men are so anxious to [handwritten word] get rich quickly that they take all they have and borrow all they can to buy buildings or stocks or make investments with promised large returns. Then one of their stores is vacated, stocks decline, or investments fail and the man goes down with a crash. Many times, toward the last, the man does something dishonest in order to hold on awhile longer hoping the market will turn for the better. The result is financial loss, wreck of character, and a hopeless future.

The rule of success in financial matters is very simple. Work hard, be honest and truthful always, live within your income, save something, invest in diversified, safe investments, do not be too anxious to get rich quickly and therefore borrow too heavily for investing, be content with slow sure progress, don't speculate to make a "killing," and be satisfied to enjoy life day by day without burning up your mind, soul, and body for great wealth.

So many boys seem to be ashed to say, "I haven't the money," or "I cannot afford to do that." We seem to think that we must keep up appearances and live expensively. But overalls and simple home are ot anything to be ashamed of. Honest, simple lving is something to be proud of. To attempt to put on the appearances of wealth on a small income is disgraceful. John Wesley once said to his lay preachers:
" BE ASHAMED OF NOTHING BUT SIN."

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